State pension receivers, along with other state benefit claimants, may qualify for CWP during particularly cold periods of the year. For those who are on a particularly low income in retirement, pension credit can boost their payments and ensure CWP is awarded where necessary.
Pension credit is made up of two elements, guarantee credit and savings credit.
Most people will only receive guarantee credit going forward as savings credit can only be received by those who reached state pension age before April 6 2016.
State pensioners will be eligible for guarantee credit if their weekly income falls below £173.75 for single people or £265.20 for couples.
If income does fall below this, the guarantee credit payments will top them up until they reach those levels.
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After the period of very cold weather has ended, the payments should arrive within 14 working days.
They’ll be paid into the same bank account the claimant receives their benefit payments.
Eligible claimants will not need to apply for the payments as they should be paid automatically.
If they’re not received, eligible receivers should contact their pension centre or Jobcentre Plus Office.
It should also be noted hospital stays can also impact a person’s eligibility, which could be an issue with the current pandemic.
Just as is the case with CWP, Winter Fuel Payment’s will not need to be claimed for, they should be paid automatically for eligible recipients.
However, for those who have not had Winter Fuel payment’s previously, they may need to make a claim if any of the following apply:
- They do not get benefits or a State Pension
- They only get Universal Credit, Housing Benefit, Council Tax Reduction or Child Benefit
- They get benefits or a State Pension but live in Switzerland or an EEA country
If claiming is required, a person will be able to do so by phone or post.